:root{
  --navy:#1a5068;--navy-2:#255c7e;--teal:#1fa29f;--teal-dark:#127c79;
  --teal-soft:#dff5f1;--green:#78aa4d;--green-soft:#eef6e8;
  --orange:#f2a12c;--orange-soft:#fff1d8;--purple:#7c5bb5;--purple-soft:#f0eafb;
  --ink:#172533;--muted:#5a6e7b;--paper:#fffdf8;--sand:#f6f2ea;--white:#fff;
  --line:rgba(26,80,104,.13);--shadow:0 24px 65px rgba(26,80,104,.12);
  --shadow-soft:0 10px 36px rgba(26,80,104,.08);--radius:26px;--max:1180px;
}
*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth;scroll-padding-top:94px}
body{margin:0;overflow-x:hidden;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);background:var(--paper);line-height:1.66;-webkit-font-smoothing:antialiased;text-rendering:optimizeLegibility}
img,svg{display:block;max-width:100%}a{color:inherit}button,input,select,textarea{font:inherit}
:focus-visible{outline:3px solid rgba(31,162,159,.48);outline-offset:3px}
.container{width:min(var(--max),calc(100% - 40px));margin-inline:auto}.narrow{width:min(840px,calc(100% - 40px));margin-inline:auto}
.skip{position:absolute;left:-9999px;top:0;background:var(--navy);color:#fff;padding:.8rem 1rem;z-index:999;text-decoration:none}.skip:focus{left:1rem;top:1rem}
h1,h2,h3,p{margin-top:0}h1,h2,h3{line-height:1.08;text-wrap:balance}h1{font-size:clamp(2.8rem,6vw,5.8rem);letter-spacing:-.06em;color:var(--navy);margin-bottom:1.25rem}h2{font-size:clamp(2rem,4vw,3.8rem);letter-spacing:-.05em;color:var(--navy);margin-bottom:1rem}h3{font-size:1.25rem;letter-spacing:-.025em;color:var(--navy)}
p{max-width:72ch}.lead{font-size:clamp(1.05rem,1.5vw,1.24rem);color:#506572}.muted{color:var(--muted)}.small{font-size:.82rem}.center{text-align:center}.center p{margin-inline:auto}
.eyebrow{display:inline-flex;align-items:center;gap:.65rem;color:var(--teal-dark);font-size:.75rem;font-weight:900;letter-spacing:.15em;text-transform:uppercase;margin-bottom:.9rem}.eyebrow::before{content:"";width:30px;height:2px;border-radius:999px;background:currentColor}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:.65rem;min-height:50px;border-radius:999px;padding:.85rem 1.35rem;text-decoration:none;border:0;font-weight:850;line-height:1.2;transition:transform .2s ease,background .2s ease,box-shadow .2s ease}.btn:hover{transform:translateY(-2px)}.btn-primary{background:var(--navy);color:#fff;box-shadow:0 12px 27px rgba(26,80,104,.2)}.btn-primary:hover{background:var(--navy-2)}.btn-teal{background:var(--teal);color:#fff;box-shadow:0 12px 27px rgba(31,162,159,.22)}.btn-teal:hover{background:var(--teal-dark)}.btn-ghost{background:#fff;color:var(--navy);border:1px solid var(--line)}.btn-small{min-height:42px;padding:.67rem 1rem;font-size:.82rem}.actions{display:flex;flex-wrap:wrap;gap:.75rem;margin-top:1.8rem}
.tag{display:inline-flex;align-items:center;gap:.45rem;border-radius:999px;padding:.44rem .72rem;font-size:.72rem;font-weight:850;line-height:1.2}.tag-teal{background:var(--teal-soft);color:#126d6b}.tag-orange{background:var(--orange-soft);color:#8a540f}.tag-green{background:var(--green-soft);color:#4d7437}.tag-purple{background:var(--purple-soft);color:#61468c}.tag-navy{background:#e5edf2;color:var(--navy)}
header{position:sticky;top:0;z-index:100;background:rgba(255,253,248,.94);backdrop-filter:blur(18px);border-bottom:1px solid transparent;transition:.2s ease}header.scrolled{border-bottom-color:var(--line);box-shadow:0 8px 28px rgba(26,80,104,.07)}
.nav{min-height:86px;display:flex;align-items:center;justify-content:space-between;gap:1.3rem}.brand{display:flex;align-items:center;flex:none}.brand img{width:clamp(175px,14vw,210px);height:auto}.nav-links{display:flex;align-items:center;gap:1.15rem}.nav-links a{text-decoration:none;color:#455b69;font-size:.84rem;font-weight:760;white-space:nowrap}.nav-links a:hover,.nav-links a[aria-current="page"]{color:var(--teal-dark)}.burger{display:none;width:46px;height:46px;border:1px solid var(--line);background:#fff;border-radius:14px;place-items:center}.burger span,.burger span::before,.burger span::after{display:block;width:20px;height:2px;background:var(--navy);border-radius:3px;content:"";position:relative;transition:.2s}.burger span::before{position:absolute;top:-6px}.burger span::after{position:absolute;top:6px}.burger[aria-expanded="true"] span{background:transparent}.burger[aria-expanded="true"] span::before{top:0;transform:rotate(45deg)}.burger[aria-expanded="true"] span::after{top:0;transform:rotate(-45deg)}.mobile-nav{display:none;background:var(--paper);padding:0 20px 18px;border-bottom:1px solid var(--line)}.mobile-nav.open{display:grid}.mobile-nav a{padding:.8rem 0;text-decoration:none;font-weight:760;border-bottom:1px solid var(--line)}.mobile-nav a:last-child{border-bottom:0}
.hero{position:relative;overflow:hidden;padding:clamp(4.3rem,8vw,7.7rem) 0 5.7rem;background:radial-gradient(circle at 8% 15%,rgba(31,162,159,.14),transparent 29%),radial-gradient(circle at 92% 25%,rgba(242,161,44,.14),transparent 27%),linear-gradient(180deg,#fffdf8 0%,#f8f6ef 100%)}.hero::after{content:"";position:absolute;right:-270px;bottom:-390px;width:760px;height:760px;border-radius:50%;border:1px solid rgba(31,162,159,.11);box-shadow:0 0 0 85px rgba(31,162,159,.027),0 0 0 170px rgba(242,161,44,.018)}.hero-grid{position:relative;z-index:1;display:grid;grid-template-columns:minmax(0,1.04fr) minmax(370px,.96fr);gap:clamp(2.5rem,5vw,5.5rem);align-items:center}.hero h1{max-width:12ch}.hero h1 .accent{color:var(--teal)}.hero-copy{min-width:0}.hero-note{display:flex;flex-wrap:wrap;gap:.55rem 1.1rem;margin-top:1.2rem;color:#5b6f7a;font-size:.82rem;font-weight:760}.hero-note span{display:flex;align-items:center;gap:.45rem}.hero-note i{width:8px;height:8px;border-radius:50%;background:var(--green)}
.hero-visual{position:relative;min-height:560px}.visual-panel{position:absolute;inset:55px 0 0 60px;border-radius:42px;background:linear-gradient(145deg,#1a5068,#255c7e);box-shadow:var(--shadow);overflow:hidden}.visual-panel::before,.visual-panel::after{content:"";position:absolute;border-radius:50%;border:1px solid rgba(255,255,255,.18)}.visual-panel::before{width:430px;height:430px;right:-180px;bottom:-180px;box-shadow:0 0 0 65px rgba(255,255,255,.025)}.visual-panel::after{width:220px;height:220px;left:-110px;top:-70px}.visual-logo{position:absolute;left:100px;top:95px;width:220px;opacity:.82}.phone{position:absolute;right:0;top:0;width:min(365px,86%);background:#fff;border:10px solid #133d52;border-radius:47px;box-shadow:0 25px 60px rgba(10,40,56,.22);padding:58px 22px 24px;min-height:500px}.phone::before{content:"";position:absolute;top:14px;left:50%;transform:translateX(-50%);width:105px;height:26px;background:#133d52;border-radius:999px}.phone-head{display:flex;align-items:center;gap:.5rem;margin-bottom:1.1rem}.phone-head img{width:34px;height:44px;object-fit:contain}.phone-head strong{color:var(--navy)}.phone h2{font-size:2rem;margin-bottom:.6rem}.phone p{font-size:.85rem;color:var(--muted)}.choice-grid{display:grid;grid-template-columns:1fr 1fr;gap:.65rem;margin-top:1.1rem}.choice{min-height:82px;border-radius:18px;padding:.8rem;display:flex;flex-direction:column;justify-content:center}.choice:nth-child(1){background:var(--teal-soft);color:#126d6b}.choice:nth-child(2){background:var(--orange-soft);color:#83500d}.choice:nth-child(3){background:var(--green-soft);color:#4d7437}.choice:nth-child(4){background:var(--purple-soft);color:#5d4289}.choice strong{font-size:.82rem}.choice span{font-size:.67rem}.progress-card{margin-top:.85rem;background:var(--navy);color:#fff;border-radius:18px;padding:.9rem}.progress-row{display:flex;justify-content:space-between;font-size:.73rem}.progress-bar{height:7px;background:rgba(255,255,255,.2);border-radius:99px;margin-top:.7rem;overflow:hidden}.progress-bar span{display:block;width:62%;height:100%;background:linear-gradient(90deg,var(--teal),var(--green),var(--orange))}.voice-bubble{position:absolute;left:0;bottom:20px;background:#fff;border-radius:22px;padding:1rem 1.25rem;box-shadow:var(--shadow-soft);width:280px}.voice-bubble strong{display:block;color:var(--navy)}.voice-bubble span{font-size:.78rem;color:var(--muted)}
.breadcrumbs{font-size:.78rem;color:var(--muted);padding-top:1.2rem}.breadcrumbs ol{list-style:none;display:flex;flex-wrap:wrap;gap:.45rem;margin:0;padding:0}.breadcrumbs li+li::before{content:"/";margin-right:.45rem;color:#9aa8b0}.breadcrumbs a{text-decoration:none}.breadcrumbs a:hover{text-decoration:underline}
.page-hero{padding:3.2rem 0 4.7rem;background:radial-gradient(circle at 12% 20%,rgba(31,162,159,.13),transparent 30%),linear-gradient(180deg,#fffdf8,#f7f4ed)}.page-hero h1{max-width:16ch}.page-hero .lead{max-width:64ch}.page-hero-grid{display:grid;grid-template-columns:minmax(0,1fr) minmax(300px,.55fr);gap:3rem;align-items:center}.page-card{background:#fff;border:1px solid var(--line);border-radius:26px;padding:1.45rem;box-shadow:var(--shadow-soft)}.page-card h2{font-size:1.65rem}.page-card ul{padding-left:1.15rem;margin-bottom:0;color:var(--muted)}
.section{padding:clamp(4.5rem,8vw,7rem) 0}.section-sand{background:var(--sand)}.section-dark{background:linear-gradient(140deg,#1a5068,#255c7e);color:#fff}.section-dark h2,.section-dark h3{color:#fff}.section-dark p{color:rgba(255,255,255,.73)}.section-head{display:grid;grid-template-columns:minmax(0,.9fr) minmax(300px,.55fr);gap:2.6rem;align-items:end;margin-bottom:2.5rem}.section-head h2{max-width:15ch;margin-bottom:0}.section-head p{margin:0;color:var(--muted)}
.card-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:1rem}.card{background:#fff;border:1px solid var(--line);border-radius:24px;padding:1.45rem;box-shadow:0 8px 30px rgba(26,80,104,.045)}.card h3{margin-bottom:.65rem}.card p{color:var(--muted);font-size:.9rem;margin-bottom:0}.card-icon{width:46px;height:46px;border-radius:14px;display:grid;place-items:center;font-weight:950;margin-bottom:1rem;background:var(--teal-soft);color:var(--teal-dark)}.card:nth-child(3n+2) .card-icon{background:var(--orange-soft);color:#8a540f}.card:nth-child(3n) .card-icon{background:var(--purple-soft);color:#61468c}
.territory-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:1rem}.territory-card{position:relative;display:flex;flex-direction:column;min-height:315px;padding:1.5rem;border-radius:27px;background:#fff;border:1px solid var(--line);text-decoration:none;overflow:hidden;box-shadow:0 10px 34px rgba(26,80,104,.055);transition:transform .2s ease,box-shadow .2s ease}.territory-card:hover{transform:translateY(-4px);box-shadow:var(--shadow-soft)}.territory-card::after{content:"";position:absolute;width:180px;height:180px;border-radius:50%;right:-65px;bottom:-75px;background:var(--teal-soft)}.territory-card:nth-child(2)::after{background:var(--orange-soft)}.territory-card:nth-child(3)::after{background:var(--green-soft)}.territory-meta{display:flex;flex-wrap:wrap;gap:.45rem;margin-bottom:1.3rem}.territory-card h3{font-size:1.65rem;max-width:12ch}.territory-card p{color:var(--muted);font-size:.9rem;position:relative;z-index:1}.territory-link{margin-top:auto;font-weight:850;color:var(--navy);position:relative;z-index:1}.status-line{font-size:.75rem;color:var(--muted);margin-top:.6rem}
.split{display:grid;grid-template-columns:minmax(0,.82fr) minmax(360px,1.18fr);gap:clamp(2rem,5vw,5rem);align-items:center}.checklist{display:grid;gap:.72rem}.check{display:grid;grid-template-columns:34px 1fr;gap:.75rem;align-items:start}.check b{width:34px;height:34px;border-radius:11px;background:var(--teal-soft);color:var(--teal-dark);display:grid;place-items:center}.check strong{display:block;color:var(--navy)}.check span{display:block;color:var(--muted);font-size:.86rem}.panel{background:#fff;border:1px solid var(--line);border-radius:30px;padding:clamp(1.4rem,3vw,2.3rem);box-shadow:var(--shadow-soft)}
.steps{counter-reset:step;display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:1rem}.step{counter-increment:step;position:relative;background:#fff;border:1px solid var(--line);border-radius:24px;padding:1.4rem}.step::before{content:counter(step,decimal-leading-zero);display:grid;place-items:center;width:44px;height:44px;border-radius:14px;background:var(--teal-soft);color:var(--teal-dark);font-weight:950;margin-bottom:1rem}.step p{font-size:.88rem;color:var(--muted);margin-bottom:0}
.facts{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:.8rem}.fact{background:#fff;border:1px solid var(--line);border-radius:20px;padding:1.15rem}.fact strong{display:block;font-size:1.45rem;color:var(--navy);letter-spacing:-.04em}.fact span{font-size:.77rem;color:var(--muted)}
.article{padding:3.5rem 0 6rem}.article h2{font-size:clamp(1.65rem,3vw,2.55rem);margin-top:2.5rem}.article h3{margin-top:2rem}.article p,.article li{color:#405765}.article ul,.article ol{padding-left:1.25rem}.article .callout{border-left:4px solid var(--teal);background:var(--teal-soft);border-radius:0 16px 16px 0;padding:1rem 1.2rem;margin:1.6rem 0;color:#2e5555}.article table{width:100%;border-collapse:collapse;margin:1.5rem 0;font-size:.9rem}.article th,.article td{text-align:left;border-bottom:1px solid var(--line);padding:.85rem .65rem;vertical-align:top}.article th{color:var(--navy)}
.faq{display:grid;gap:.75rem;max-width:920px;margin-inline:auto}.faq details{background:#fff;border:1px solid var(--line);border-radius:18px;padding:0 1.15rem}.faq summary{list-style:none;cursor:pointer;padding:1.05rem 2rem 1.05rem 0;font-weight:850;color:var(--navy);position:relative}.faq summary::-webkit-details-marker{display:none}.faq summary::after{content:"+";position:absolute;right:0;top:50%;transform:translateY(-50%);font-size:1.5rem;color:var(--teal)}.faq details[open] summary::after{content:"-"}.faq p{color:var(--muted);font-size:.88rem;padding:0 0 1.05rem;margin:0}
.cta{padding:0 0 5.5rem}.cta-card{background:linear-gradient(120deg,#1a5068,#255c7e);border-radius:34px;padding:clamp(2rem,5vw,4rem);color:#fff;display:grid;grid-template-columns:minmax(0,1fr) auto;gap:2.2rem;align-items:center;position:relative;overflow:hidden}.cta-card::after{content:"";position:absolute;right:-100px;top:-135px;width:360px;height:360px;border-radius:50%;border:1px solid rgba(255,255,255,.15);box-shadow:0 0 0 70px rgba(255,255,255,.025)}.cta-card h2{color:#fff;max-width:16ch;margin-bottom:.8rem}.cta-card p{color:rgba(255,255,255,.72);max-width:65ch;margin-bottom:0}.cta-actions{position:relative;z-index:2;display:grid;gap:.7rem;min-width:245px}.cta-actions .btn{width:100%}.cta-actions .btn-ghost{background:transparent;color:#fff;border-color:rgba(255,255,255,.3)}
.filter-bar{display:flex;flex-wrap:wrap;gap:.55rem;margin-bottom:1.6rem}.filter-btn{border:1px solid var(--line);background:#fff;color:var(--navy);border-radius:999px;padding:.65rem .95rem;font-weight:800;cursor:pointer}.filter-btn[aria-pressed="true"]{background:var(--navy);color:#fff}.is-hidden{display:none!important}
.lang-switch{display:flex;flex-wrap:wrap;gap:.45rem;margin-top:1.1rem}.lang-switch a{font-size:.75rem;font-weight:850;text-decoration:none;border:1px solid var(--line);border-radius:999px;padding:.45rem .68rem;background:#fff}.lang-switch a[aria-current="page"]{background:var(--navy);color:#fff}
.contact-card{display:grid;grid-template-columns:1fr auto;gap:2rem;align-items:center;background:#fff;border:1px solid var(--line);border-radius:28px;padding:1.7rem;box-shadow:var(--shadow-soft)}.contact-lines{display:grid;gap:.45rem}.contact-lines a{font-weight:850;color:var(--teal-dark)}
footer{background:#10283d;color:#fff;padding:3.5rem 0 2rem}.footer-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:3rem}.footer-logo{width:min(285px,88%);height:auto;margin-bottom:1.1rem}.footer-grid p{font-size:.82rem;color:rgba(255,255,255,.65);max-width:58ch}.footer-links{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:.6rem 1.4rem}.footer-links a{text-decoration:none;color:rgba(255,255,255,.78);font-size:.82rem}.footer-links a:hover{color:#fff}.footer-bottom{margin-top:2.3rem;padding-top:1.4rem;border-top:1px solid rgba(255,255,255,.1);display:flex;justify-content:space-between;gap:1rem;flex-wrap:wrap;font-size:.72rem;color:rgba(255,255,255,.5)}
@media(max-width:1080px){.nav-links{display:none}.burger{display:grid}.nav>.btn{display:none}.hero-grid,.page-hero-grid,.split{grid-template-columns:1fr}.hero-copy{max-width:780px}.hero h1{max-width:13ch}.hero-visual{max-width:760px;width:100%;margin-inline:auto}.section-head{grid-template-columns:1fr;gap:.85rem;align-items:start}.section-head h2{max-width:17ch}.page-card{max-width:700px}}
@media(max-width:820px){.card-grid,.territory-grid,.steps{grid-template-columns:repeat(2,minmax(0,1fr))}.facts{grid-template-columns:repeat(2,minmax(0,1fr))}.cta-card{grid-template-columns:1fr}.cta-actions{min-width:0;max-width:360px}.footer-grid{grid-template-columns:1fr;gap:2rem}}
@media(max-width:620px){html{scroll-padding-top:78px}.container,.narrow{width:min(var(--max),calc(100% - 28px))}.nav{min-height:76px}.brand img{width:164px}.burger{width:44px;height:44px}.hero{padding:3.3rem 0 4.4rem}.hero h1{font-size:clamp(2.65rem,12vw,3.7rem);max-width:none}.actions{display:grid}.actions .btn{width:100%}.hero-note{display:grid;grid-template-columns:1fr 1fr}.hero-visual{min-height:530px}.visual-panel{inset:72px 10px 0 10px}.visual-logo{left:35px;top:100px;width:160px}.phone{right:0;width:88%;padding:54px 16px 20px;border-width:8px}.phone h2{font-size:1.65rem}.voice-bubble{left:3px;bottom:10px;width:230px}.page-hero{padding-top:2.4rem}.card-grid,.territory-grid,.steps,.facts{grid-template-columns:1fr}.section{padding:4.4rem 0}.territory-card{min-height:280px}.contact-card{grid-template-columns:1fr}.cta{padding-bottom:4rem}.cta-card{border-radius:27px}.cta-actions{max-width:none}.footer-links{grid-template-columns:1fr 1fr}.article table{display:block;overflow-x:auto}.choice-grid{gap:.45rem}.choice{padding:.65rem}}
@media(max-width:390px){.hero-note,.footer-links{grid-template-columns:1fr}.hero-visual{min-height:505px}.phone{width:94%}.voice-bubble{display:none}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*::before,*::after{transition:none!important}}
@media print{header,.hero-visual,.actions,.cta-actions,.burger,.mobile-nav,.filter-bar{display:none!important}body{background:#fff;color:#111}.hero,.page-hero,.section,.cta,.article{padding:25px 0;background:#fff}.hero-grid,.page-hero-grid,.split,.section-head,.cta-card{grid-template-columns:1fr}.card,.territory-card,.panel,.step,.fact,.cta-card{box-shadow:none;break-inside:avoid}.cta-card{background:#fff;color:#111;border:1px solid #bbb}.cta-card h2{color:#111}.cta-card p{color:#444}footer{background:#fff;color:#111;border-top:1px solid #bbb}.footer-logo{filter:invert(1)}.footer-grid p,.footer-links a,.footer-bottom{color:#444}}